Tokyo Stock Exchange · Financial Services
Invest in Muninova stock from India
Indian and foreign residents can buy Muninova (547A) shares directly through Paasa.
By Paasa · Updated
Muninova at a glance
- Price
- ¥436.00+¥5.00 (1.16%)
- Market cap
- ¥208.84B
- Day range
- ¥423.00 – ¥436.00
- P/E
- 6.23
- Dividend yield
- 2.75%
- Volume
- 2.16M
Muninova statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | ¥214.7B | ¥189.1B | ¥163.1B | ¥144.1B | ¥132.1B |
| Gross profit | ¥192.5B | ¥179.2B | ¥155.5B | ¥136.9B | ¥124.9B |
| Operating income | ¥34.1B | ¥33.6B | ¥21.1B | ¥23.7B | ¥11.2B |
| Net income | ¥27.1B | ¥22.5B | ¥21.8B | ¥22.3B | ¥12.3B |
| Earnings per share | ¥56.63 | ¥46.91 | ¥45.10 | ¥46.19 | ¥25.50 |
| EBITDA | ¥40.6B | ¥29.7B | ¥25.0B | ¥27.3B | ¥14.7B |
| Total assets | ¥1.6T | ¥1.4T | ¥8.3B | ¥8.1B | ¥7.7B |
| Total debt | ¥847.8B | ¥789.6B | ¥4.4B | ¥4.2B | ¥3.9B |
| Cash and short-term investments | ¥42.2B | ¥60.6B | ¥375.2M | ¥326.4M | ¥363.5M |
| Shareholders' equity | ¥241.4B | ¥217.9B | ¥1.3B | ¥1.3B | ¥1.3B |
| Operating cash flow | −¥57.2B | −¥553.9M | −¥74.2B | −¥70.6B | −¥15.6B |
| Free cash flow | −¥65.5B | −¥675.5M | −¥84.3B | −¥75.1B | −¥19.1B |
| Capital expenditure | −¥8.2B | −¥121.6M | −¥10.1B | −¥4.5B | −¥3.5B |
Fiscal years as reported, the latest ending 31 Mar 2026. Figures in JPY; a dash means the provider reported nothing for that line.
How to invest in Muninova from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to JPY when you buy.
Step 3
Search 547A and buy
Find Muninova by name or by its ticker, 547A, and place your order. The Tokyo Stock Exchange typically trades in units of 100 shares.
Why invest in Muninova from India
What Muninova does
Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. Muninova operates in the Financial - Credit Services industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Here's what inheritance rules in Japan mean for your Muninova shares.
Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.
Frequently asked questions
Can I buy Muninova stock from India?
Yes. Indian residents and NRIs can buy Muninova (547A) shares directly through Paasa. Muninova is listed on the Tokyo Stock Exchange, in the Financial - Credit Services industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
Do I need to buy a full Muninova share?
Usually more than one, and not a fraction: the Tokyo Stock Exchange typically trades in units of 100 shares. At ¥436.00 a share, size the order by the lot, not by the share.
How are Muninova dividends taxed for Indian investors?
Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Dividends are taxed at your slab rate in India. Muninova’s current yield is 2.75%. Paasa's dividend report lists the gross dividend and any tax withheld for each payment, which is what you need when you file.
What tax do I pay in India when I sell Muninova shares?
Japan generally does not levy capital gains tax on non-resident individual investors. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the JPY/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.
What happens to my Muninova shares if I pass away?
Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. The rule looks at everything you hold there, not at Muninova alone.