Hong Kong Stock Exchange · Financial Services
Invest in Lufax stock from India
Indian and foreign residents can buy Lufax (6623) shares directly through Paasa.
By Paasa · Updated
Lufax at a glance
- Price
- HK$2.80-HK$0.30 (9.53%)
- Market cap
- HK$4.70B
- Day range
- HK$2.70 – HK$3.00
- P/E
- -4.83
- Dividend yield
- None
- Volume
- 436.00K
- 1 month
- -30.00%
- 6 months
- -74.31%
- YTD
- -74.31%
- 1 year
- -74.31%
- 5 years
- —
Lufax statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | HK$29.5B | HK$25.9B | HK$40.2B | HK$72.9B | HK$86.1B |
| Gross profit | HK$7.2B | HK$7.3B | HK$16.7B | HK$38.8B | HK$65.9B |
| Operating income | −HK$632.1M | −HK$2.2B | HK$1.7B | HK$14.1B | HK$29.8B |
| Net income | −HK$2.3B | −HK$4.2B | HK$875.5M | HK$9.1B | HK$20.3B |
| Earnings per share | −HK$1.32 | −HK$2.98 | HK$0.83 | HK$8.83 | HK$17.14 |
| EBITDA | −HK$332.8M | −HK$1.8B | HK$2.4B | HK$15.0B | HK$31.4B |
| Total assets | HK$231.5B | HK$216.5B | HK$259.4B | HK$399.7B | HK$440.9B |
| Total debt | HK$80.1B | HK$62.1B | HK$51.1B | HK$64.3B | HK$54.8B |
| Cash and short-term investments | HK$31.2B | HK$33.2B | HK$44.4B | HK$50.6B | HK$79.8B |
| Shareholders' equity | HK$88.8B | HK$87.0B | HK$100.6B | HK$104.8B | HK$113.8B |
| Operating cash flow | HK$13.6B | HK$2.0B | HK$13.8B | HK$5.8B | HK$6.7B |
| Free cash flow | HK$13.6B | HK$1.9B | HK$13.7B | HK$5.6B | HK$6.5B |
| Capital expenditure | −HK$40.2M | −HK$78.0M | −HK$55.5M | −HK$151.4M | −HK$184.5M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in HKD; a dash means the provider reported nothing for that line.
How to invest in Lufax from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to HKD when you buy.
Step 3
Search 6623 and buy
Find Lufax by name or by its ticker, 6623, and place your order. Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share.
Why invest in Lufax from India
What Lufax does
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People’s Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. Lufax operates in the Financial - Credit Services industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Lufax stock from India?
Yes. Indian residents and NRIs can buy Lufax (6623) shares directly through Paasa. Lufax is listed on the Hong Kong Stock Exchange, in the Financial - Credit Services industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
Do I need to buy a full Lufax share?
Usually more than one, and not a fraction: many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share. At HK$2.80 a share, size the order by the lot, not by the share.
How are Lufax dividends taxed for Indian investors?
Lufax trades on the Hong Kong Stock Exchange but is domiciled in China, so any withholding on its dividends follows that country's rules rather than those of Hong Kong. Dividends are taxed at your slab rate in India. Paasa's dividend report shows the gross amount and any tax withheld for each payment.
What tax do I pay in India when I sell Lufax shares?
Hong Kong generally does not levy capital gains tax on non-resident individual investors for HKEX-listed stocks. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the HKD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.