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XETRA · UCITS ETF

Invest in LIRU ETF from India

Indian and foreign residents can buy Amundi STOXX Europe 600 Insurance UCITS ETF (LIRU) units directly through Paasa.

By Paasa · Updated

LIRU at a glance

Price
€93.35-€1.30 (1.37%)
Expense ratio
0.3%
Day range
€93.35 – €95.20
Assets
€170.6M
Domicile
Luxembourg
Holdings
36
Launched
2024
Dividends
Accumulating
1 month
-4.87%
6 months
+11.62%
YTD
+5.92%
1 year
+11.26%
5 years
+108.37%

Price change, excluding dividends.

Live chart and fund data

Top 10 holdings

  1. 1ASML HOLDING NV9.0%
  2. 2NN GROUP NV8.7%
  3. 3FLATEXDEGIRO SE6.5%
  4. 4AGEAS6.0%
  5. 5TALANX AG4.5%
  6. 6LINDE PLC4.5%
  7. 7SAMPO OYJ-A SHS4.4%
  8. 8ING GROEP NV4.3%
  9. 9ASM INTERNATIONAL NV4.3%
  10. 10JYSKE BANK-REG4.3%

LIRU holds 36 securities in total. These 10 are 56.6% of the fund.

Where the money is invested

Sectors

  • Financial Services47.1%
  • Technology26.3%
  • Industrials9.8%
  • Healthcare7.5%
  • Basic Materials4.9%
  • Consumer Cyclical4.4%

Countries

  • Netherlands33.5%
  • Germany19.5%
  • United States10.9%
  • Denmark9.9%
  • Belgium6.1%
  • Finland5.2%

Similar funds

FundExpense ratioAssets
EGV1XETRAAmundi STOXX Europe 600 Insurance UCITS ETF Dist0.3%170.6M

Assets are shown in each fund's own reporting currency.

How to invest in LIRU from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.

  3. Step 3

    Search LIRU and buy

    Find the fund by its ticker, LIRU, on XETRA, and place your order.

Why invest in LIRU from India

What LIRU holds

The Amundi STOXX Europe 600 Insurance UCITS ETF Acc endeavors to mirror the performance of the STOXX Europe 600 Insurance Net Total Return index ("the Index") as accurately as possible, irrespective of market upturns or downturns. Comprehensive details regarding the index's methodology can be found in the fund's prospectus or the Key Information Document (KID).

Outside US estate tax

LIRU is domiciled in Luxembourg, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

Dividends reinvested for you

Dividends from LIRU's holdings are reinvested inside the fund, so nothing is paid out to you and there is no dividend to declare in India.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Why LIRU's UCITS structure matters for Indian investors

LIRU is domiciled in Luxembourg, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

Capital gains are taxed in India the same way as on a US-listed ETF.

See UCITS options

Frequently asked questions

Can I buy LIRU from India?

Yes. Indian residents can buy Amundi STOXX Europe 600 Insurance UCITS ETF (LIRU) through Paasa. It is listed on XETRA and trades in EUR. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.

What does LIRU invest in?

Amundi STOXX Europe 600 Insurance UCITS ETF holds 36 securities. Its largest holdings are ASML HOLDING NV (9.0%), NN GROUP NV (8.7%) and FLATEXDEGIRO SE (6.5%). Financial Services is its largest sector at 47.1%. It is an accumulating fund domiciled in Luxembourg.

What is the expense ratio of LIRU?

Amundi STOXX Europe 600 Insurance UCITS ETF has an expense ratio of 0.3% a year, taken from the fund's assets rather than billed to you. The fund manages about €170.6M.

Is LIRU a UCITS ETF, and why does that matter for Indian investors?

Yes. Amundi STOXX Europe 600 Insurance UCITS ETF is a UCITS fund domiciled in Luxembourg. Because it is domiciled outside the US, it is not a US-situs asset, so US estate tax does not apply to it.

Does LIRU pay dividends?

No. Amundi STOXX Europe 600 Insurance UCITS ETF is an accumulating fund. Dividends from its holdings are reinvested inside the fund, so nothing is paid out to you and there is no dividend to declare in India.

What tax do I pay in India when I sell LIRU?

In India, gains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation, and gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

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