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London Stock Exchange ETF segment · UCITS ETF

Invest in EUDI ETF from India

Indian and foreign residents can buy State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF (EUDI) units directly through Paasa.

By Paasa · Updated

EUDI at a glance

Price
€29.76-€0.13 (0.44%)
Expense ratio
0.3%
Day range
€29.76 – €29.96
Assets
€1.8B
Domicile
Ireland
Holdings
40
Launched
2012
Dividends
Distributing
1 month
-5.12%
6 months
+8.35%
YTD
+8.11%
1 year
+12.91%
5 years
+32.28%

Price change, excluding dividends.

Live chart and fund data

Top 10 holdings

  1. 1Teleperformance SE5.1%
  2. 2ageas SA/NV3.8%
  3. 3OMV Aktiengesellschaft3.7%
  4. 4UNIPOL ASSICURAZIONI SPA3.6%
  5. 5UPM-Kymmene Oyj3.6%
  6. 6Hannover Rueck SE3.6%
  7. 7NN Group N.V.3.5%
  8. 8Munchener Ruckversicherungs-Gesellschaft AG3.5%
  9. 9Valmet Corp3.2%
  10. 10Elisa Oyj Class A3.2%

EUDI holds 40 securities in total. These 10 are 36.9% of the fund.

Where the money is invested

Sectors

  • Financial Services25.9%
  • Industrials23.9%
  • Utilities13.7%
  • Basic Materials8.1%
  • Energy7.0%
  • Healthcare6.4%

Countries

  • Germany20.3%
  • Italy18.9%
  • Finland16.7%
  • France11.9%
  • Netherlands11.3%
  • Belgium6.0%

How to invest in EUDI from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.

  3. Step 3

    Search EUDI and buy

    Find the fund by its ticker, EUDI, on the London Stock Exchange ETF segment, and place your order.

Why invest in EUDI from India

What EUDI holds

The objective of the Fund is to track the performance of certain high dividend-yielding equity securities issued by companies from within the Eurozone.

Outside US estate tax

EUDI is domiciled in Ireland, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Why EUDI's UCITS structure matters for Indian investors

EUDI is domiciled in Ireland, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

On the US shares the fund holds, the 15% US dividend withholding is paid inside the fund, and you cannot claim it as a Foreign Tax Credit in India.

Capital gains are taxed in India the same way as on a US-listed ETF.

See UCITS options

Frequently asked questions

Can I buy EUDI from India?

Yes. Indian residents can buy State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF (EUDI) through Paasa. It is listed on the London Stock Exchange ETF segment and trades in EUR. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.

What does EUDI invest in?

State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF holds 40 securities. Its largest holdings are Teleperformance SE (5.1%), ageas SA/NV (3.8%) and OMV Aktiengesellschaft (3.7%). Financial Services is its largest sector at 25.9%. It is a distributing fund domiciled in Ireland.

What is the expense ratio of EUDI?

State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF has an expense ratio of 0.3% a year, taken from the fund's assets rather than billed to you. The fund manages about €1.8B.

Is EUDI a UCITS ETF, and why does that matter for Indian investors?

Yes. State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF is a UCITS fund domiciled in Ireland. Because it is domiciled outside the US, it is not a US-situs asset, so US estate tax does not apply to it. On the US shares the fund holds, the 15% US dividend withholding is paid inside the fund, and you cannot claim it as a Foreign Tax Credit in India.

How are EUDI dividends taxed in India?

State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF is a distributing fund. It pays the dividends from its holdings out to you in cash. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

What tax do I pay in India when I sell EUDI?

In India, gains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation, and gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

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