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NASDAQ · Financial Services

Invest in Erie Indemnity stock from India

Indian and foreign residents can buy Erie Indemnity (ERIE) shares directly through Paasa.

By Paasa · Updated

Erie Indemnity at a glance

Price
$223.36+$4.40 (2.01%)
Market cap
$10.32B
Day range
$216.83 – $226.30
P/E
18.03
Dividend yield
2.58%
Volume
83.84K
1 month
-13.45%
6 months
-5.43%
YTD
-22.11%
1 year
-28.65%
5 years
+22.18%

Live chart and statistics

Erie Indemnity statements, FY2021–FY2025

Fiscal year20252024202320222021
Revenue$4.1B$3.8B$3.3B$2.8B$2.6B
Gross profit$640.8M$676.5M$520.3M$376.2M$318.1M
Operating income$719.5M$676.5M$520.3M$376.2M$318.1M
Net income$559.3M$600.3M$446.1M$298.6M$297.9M
Earnings per share$12.01$12.89$9.58$6.41$6.40
EBITDA$787.4M$766.3M$600.2M$428.4M$351.2M
Total assets$3.4B$2.9B$2.5B$2.2B$2.2B
Total debt$0.0$7.5M$0.0$122.5M$93.8M
Cash and short-term investments$353.0M$319.4M$226.1M$166.4M$222.1M
Shareholders' equity$2.3B$2.0B$1.7B$1.4B$1.3B
Operating cash flow$686.7M$611.2M$381.2M$366.2M$402.8M
Free cash flow$571.0M$486.4M$288.6M$298.9M$254.0M
Capital expenditure−$115.7M−$124.8M−$92.6M−$67.2M−$148.8M

Fiscal years as reported, the latest ending 31 Dec 2025. Figures in USD; a dash means the provider reported nothing for that line.

Peer comparison

CompanyTickerPriceMarket cap
MetLifeMET$98.26$63.22B
Banco de ChileBCH$42.23$21.33B
East West BancorpEWBC$127.38$17.45B
Reinsurance Group of AmericaRGA$249.57$16.35B
EquitableEQH$53.91$14.72B
EverestEG$371.67$14.71B
Mr. CooperCOOP$210.79$13.49B
Brookfield Wealth SolutionsBNT$36.89$12.27B

Peers as grouped by the data provider. This is not an investment recommendation.

How to invest in Erie Indemnity from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.

  3. Step 3

    Search ERIE and buy

    Find Erie Indemnity by name or by its ticker, ERIE, and place your order. Fractional shares are available and there is no minimum trade size, so you can buy by amount instead of whole shares.

Why invest in Erie Indemnity from India

What Erie Indemnity does

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. Erie Indemnity operates in the Insurance - Property & Casualty industry within the Financial Services sector.

Hold a dollar asset

Erie Indemnity shares are priced in US dollars, so a weaker rupee adds to what they're worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.

Buy a fraction of a share

Buy by amount, not by share, and get the matching fraction of one Erie Indemnity share. There is no minimum trade size.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Planning to hold more than $60,000 in US stocks? Here's what US estate tax means for you.

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family.

There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax.

How US estate tax works See UCITS options

Frequently asked questions

Can I buy Erie Indemnity stock from India?

Yes. Indian residents and NRIs can buy Erie Indemnity (ERIE) shares directly through Paasa. Erie Indemnity is listed on NASDAQ, in the Insurance - Property & Casualty industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.

Do I need to buy a full Erie Indemnity share?

No. You can buy part of one Erie Indemnity share and add to your position over time. A whole share is $223.36, but there is no minimum trade size, so you choose the amount.

How are Erie Indemnity dividends taxed for Indian investors?

The US withholds 25% tax on dividends before they reach you; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit when you file in India. Dividends are taxed at your slab rate in India. Erie Indemnity’s current yield is 2.58%. Paasa's dividend report lists the gross dividend and any tax withheld for each payment, which is what you need when you file.

What tax do I pay in India when I sell Erie Indemnity shares?

The US does not levy capital gains tax on shares for Indian residents. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

What happens to my Erie Indemnity shares if I pass away?

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family. There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax. Paasa's US estate tax calculator shows the exposure for a given portfolio value.

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