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New York Stock Exchange · Financial Services

Invest in Bowhead Specialty stock from India

Indian and foreign residents can buy Bowhead Specialty (BOW) shares directly through Paasa.

By Paasa · Updated

Bowhead Specialty at a glance

Price
$33.80+$0.04 (0.12%)
Market cap
$1.11B
Day range
$33.77 – $33.86
P/E
17.88
Dividend yield
None
Volume
157.30K
1 month
+0.60%
6 months
+55.98%
YTD
+18.43%
1 year
+26.64%
5 years
+42.02%

Live chart and statistics

Bowhead Specialty statements, FY2022–FY2025

Fiscal year2025202420232022
Revenue$551.5M$425.6M$283.4M$187.6M
Gross profit$177.0M$145.1M$96.2M$60.6M
Operating income$67.3M$50.5M$32.1M$14.7M
Net income$53.8M$38.2M$25.0M$11.3M
Earnings per share$1.64$1.31$0.79$0.36
EBITDA$71.1M$55.1M$34.4M$15.4M
Total assets$2.4B$1.7B$1.0B$565.2M
Total debt$146.4M$4.3M$0.0$0.0
Cash and short-term investments$965.7M$987.5M$118.1M$347.6M
Shareholders' equity$449.3M$370.4M$192.1M$83.4M
Operating cash flow$331.6M$294.3M$236.2M$181.6M
Free cash flow$326.0M$291.2M$232.4M$177.7M
Capital expenditure−$5.6M−$3.1M−$3.8M−$4.0M

Fiscal years as reported, the latest ending 31 Dec 2025. Figures in USD; a dash means the provider reported nothing for that line.

Peer comparison

CompanyTickerPriceMarket cap
United FireUFCS$53.25$1.37B
Ategrity SpecialtyASIC$26.65$1.28B
Universal InsuranceUVE$42.20$1.17B
Capitol Federal FinancialCFFN$8.47$1.05B
Esquire FinancialESQ$120.02$1.04B
Heritage InsuranceHRTG$33.17$1.00B

Peers as grouped by the data provider. This is not an investment recommendation.

Analyst price targets

Low
$28.00
High
$34.00
Median
$34.00
Consensus
$32.80

Ratings: 3 buy · 4 hold · 0 sell. Consensus: Hold.

Published sell-side 12-month targets in USD, aggregated by the data provider. They are not Paasa's view and not a forecast.

How to invest in Bowhead Specialty from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.

  3. Step 3

    Search BOW and buy

    Find Bowhead Specialty by name or by its ticker, BOW, and place your order. Fractional shares are available and there is no minimum trade size, so you can buy by amount instead of whole shares.

Why invest in Bowhead Specialty from India

What Bowhead Specialty does

Operating across the United States, Bowhead Specialty Holdings Inc. delivers a range of specialized property and casualty insurance products. The company, established in New York in 2020, provides diverse coverage, encompassing: casualty insurance specifically designed for sectors such as construction, distribution, heavy manufacturing, real estate, and hospitality; professional liability protection for financial institutions, both private and public company directors and officers, errors and omissions, and cyber-related exposures; and healthcare-specific solutions tailored for hospitals, s… Bowhead Specialty operates in the Insurance - Property & Casualty industry within the Financial Services sector.

Hold a dollar asset

Bowhead Specialty shares are priced in US dollars, so a weaker rupee adds to what they're worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.

Buy a fraction of a share

Buy by amount, not by share, and get the matching fraction of one Bowhead Specialty share. There is no minimum trade size.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Planning to hold more than $60,000 in US stocks? Here's what US estate tax means for you.

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family.

There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax.

How US estate tax works See UCITS options

Frequently asked questions

Can I buy Bowhead Specialty stock from India?

Yes. Indian residents and NRIs can buy Bowhead Specialty (BOW) shares directly through Paasa. Bowhead Specialty is listed on the New York Stock Exchange, in the Insurance - Property & Casualty industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.

Do I need to buy a full Bowhead Specialty share?

No. You can buy part of one Bowhead Specialty share and add to your position over time. One share is $33.80, and you can buy whole shares or any fraction; there is no minimum trade size.

How are Bowhead Specialty dividends taxed for Indian investors?

Bowhead Specialty does not currently pay a dividend, so there is nothing to withhold or declare today. If it starts paying one, the US withholds 25% tax on dividends before they reach you; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit when you file in India, and dividends are taxed at your slab rate in India.

What tax do I pay in India when I sell Bowhead Specialty shares?

The US does not levy capital gains tax on shares for Indian residents. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

What happens to my Bowhead Specialty shares if I pass away?

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family. There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax. Paasa's US estate tax calculator shows the exposure for a given portfolio value.

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