Frankfurt Stock Exchange · Financial Services
Invest in Addiko Bank stock from India
Indian and foreign residents can buy Addiko Bank (ZYE1) shares directly through Paasa.
By Paasa · Updated
Addiko Bank at a glance
- Price
- €26.00+€1.60 (6.56%)
- Market cap
- €501.47M
- Day range
- €24.30 – €26.00
- P/E
- 11.45
- Dividend yield
- None
- Volume
- 100.00
- 1 month
- +3.17%
- 6 months
- +2.36%
- YTD
- +18.72%
- 1 year
- +23.81%
- 5 years
- +91.88%
Addiko Bank statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €381.2M | €321.3M | €347.7M | €273.5M | €266.0M |
| Gross profit | €323.1M | €321.3M | €298.7M | €254.8M | €247.8M |
| Operating income | €60.1M | €113.4M | €88.4M | €56.0M | €43.1M |
| Net income | €44.0M | €45.4M | €41.1M | €25.7M | €13.6M |
| Earnings per share | €2.27 | €2.34 | €2.12 | €1.32 | €0.70 |
| EBITDA | €78.5M | €0.0 | €0.0 | €49.2M | €39.9M |
| Total assets | €6.4B | €6.4B | €6.2B | €6.0B | €5.8B |
| Total debt | €21.7M | €92.5M | €124.2M | €100.0K | €100.0K |
| Cash and short-term investments | €1.1B | €1.3B | €1.3B | €1.4B | €1.4B |
| Shareholders' equity | €898.4M | €839.5M | €801.1M | €746.2M | €805.1M |
| Operating cash flow | −€92.1M | €363.5M | €174.6M | €29.3M | €258.6M |
| Free cash flow | −€107.0M | €350.9M | €164.7M | €21.4M | €247.6M |
| Capital expenditure | −€14.9M | −€12.6M | −€9.9M | −€7.9M | −€11.0M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in EUR; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| ProCredit Holding AG & Co. KGaA | PCZ.DE | €8.90 | €524.20M |
| Deutsche Pfandbriefbank | PBB.DE | €3.09 | €415.80M |
| Deutsche Beteiligungs | DBAN.DE | €19.60 | €348.91M |
| Baader Bank | BWB.DE | €6.64 | €324.01M |
| OVB | O4B.DE | €18.70 | €266.50M |
| JDC | JDC.DE | €16.95 | €229.19M |
| Lang & Schwarz | LUS1.DE | €15.10 | €142.51M |
| Lang & Schwarz | LUS1.F | €15.10 | €142.51M |
Peers as grouped by the data provider. This is not an investment recommendation.
How to invest in Addiko Bank from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.
Step 3
Search ZYE1 and buy
Find Addiko Bank by name or by its ticker, ZYE1, and place your order.
Why invest in Addiko Bank from India
What Addiko Bank does
Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Montenegro, Austria, Germany, and Serbia. It operates through Consumer, Small and Medium-Sized Enterprises (SME), Mortgage, Large Corporates, and Public Finance segments. Addiko Bank operates in the Banks - Regional industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Addiko Bank stock from India?
Yes. Indian residents and NRIs can buy Addiko Bank (ZYE1) shares directly through Paasa. Addiko Bank is listed on the Frankfurt Stock Exchange, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
How are Addiko Bank dividends taxed for Indian investors?
Addiko Bank trades on the Frankfurt Stock Exchange but is domiciled in Austria, so any withholding on its dividends follows that country's rules rather than those of Germany. Dividends are taxed at your slab rate in India. Paasa's dividend report shows the gross amount and any tax withheld for each payment.
What tax do I pay in India when I sell Addiko Bank shares?
In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.