Reinsurance Group of America, Incorporated
Reinsurance Group of America, Incorporated (NYSE: RZC) is trading at $25.32, about ₹2,432 at today's USD/INR rate, as of 29 Sep 2026, 4:00 PM ET, down 0.04% today. Indian residents can buy Reinsurance Group of America from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$25.30
Today's high
$25.38
52 week low
$25.01
52 week high
$25.88
RZC opened at $25.33, closed previously at $25.33, and has traded between $25.01 and $25.88 over the past 52 weeks.
About
Reinsurance Group of America, Inc. functions as a holding company, concentrating on both conventional and cutting-edge life and health reinsurance offerings. Its operations are structured across five primary segments: the U.S. and Latin America, Canada, Europe, the Middle East and Africa (EMEA), Asia Pacific, and a distinct Corporate and Other division. The U.S. and Latin America segment is responsible for marketing individual and group life and health reinsurance to clients within its region, employing various agreement types such as yearly renewable term, coinsurance, and modified coinsurance. In Canada, the company's focus is on individual life reinsurance, supplemented by a lesser extent of creditor, group life and health, critical illness, and disability reinsurance, generally through yearly renewable term and coinsurance contracts. The EMEA segment provides individual and group life and health products, including critical illness coverage—which offers a benefit upon the diagnosis of a specified illness—and underwritten annuities, typically facilitated via yearly renewable term and coinsurance agreements. The Asia Pacific segment covers individual and group life and health reinsurance, critical illness coverage, disability, and superannuation, predominantly structured with yearly renewable term and coinsurance agreements. Finally, the Corporate and Other segment encompasses investment income from unallocated assets, investment-related gains and losses, and service fee revenues. Founded in 1973, the company's corporate headquarters are situated in Chesterfield, Missouri.
Key statistics
Avg. volume
48.37K
Market cap
$15.40B
P/E Ratio
10.99
Price-to-sales ratio
0.65
Enterprise value
$14.99B
Free cash flow yield
30.42%
Debt-to-equity ratio
0.42
Return on equity
8.78%
ROIC
0.76%
Beta
0.18
Dividend yield
1.49%
Last dividend
$1.78
Financial overview
Revenue
$22.79B
Earnings per share
$17.94
Free cash flow
$4.09B
Net profit margin
5.87%
Gross margin
25.18%
EBITDA
$1.95B
Revenue growth
3.39%
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This is not an investment recommendation
How to buy Reinsurance Group of America from India
Indian residents can buy Reinsurance Group of America shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Reinsurance Group of America and place an order
Find Reinsurance Group of America by name or by its ticker, RZC, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Reinsurance Group of America trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Reinsurance Group of America position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Trading and taxes when buying Reinsurance Group of America from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Reinsurance Group of America’s current yield is 1.49%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Reinsurance Group of America stock?
Yes. Reinsurance Group of America (RZC) has been listed on the New York Stock Exchange since 2022, in the Insurance - Reinsurance industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Reinsurance Group of America share cost in rupees?
One Reinsurance Group of America share is $25.32 — about ₹2,432 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the Reinsurance Group of America price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Reinsurance Group of America from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Reinsurance Group of America?
Yes. One Reinsurance Group of America share is $25.32, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Reinsurance Group of America.
How are gains on Reinsurance Group of America shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Reinsurance Group of America price. Paasa issues a capital-gains statement for your return.
Does Reinsurance Group of America pay a dividend, and how is it taxed in India?
Yes. Reinsurance Group of America pays a dividend and the current yield is 1.49%; the last declared dividend was $1.78 per share, about ₹171.10. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Reinsurance Group of America from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Reinsurance Group of America shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Reinsurance Group of America shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Reinsurance Group of America holding, its cost and its closing value.
How do I sell Reinsurance Group of America and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.