Intact Financial Corporation
Intact Financial Corporation (TSX: IFC-PE) is trading at CA$22.75, about ₹1,548 at today's CAD/INR rate, as of 25 Sep 2026, 3:41 PM ET, up 0.13% today. Indian residents can buy Intact Financial from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
CA$22.55
Today's high
CA$22.75
52 week low
CA$22.55
52 week high
CA$24.66
IFC-PE opened at CA$22.58, closed previously at CA$22.72, and has traded between CA$22.55 and CA$24.66 over the past 52 weeks.
About
Intact Financial Corporation, operating through its subsidiaries, delivers a comprehensive array of property and casualty insurance solutions to individuals and businesses across Canada, the United States, the United Kingdom, and other international regions. Its personal insurance offerings encompass automobile coverage, safeguarding against accidents, third-party liabilities, and physical damage, alongside personal property insurance that protects homes and belongings from risks such as fire, theft, vandalism, water damage, and personal liability. For commercial clients, the company provides commercial line and specialty line insurance, including vehicle, property, and general liability policies. Additionally, Intact specializes in coverage for various sectors including accident and health, technology, marine and inland risks, builder's risk, entertainment, financial professional lines, specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. These diverse products reach customers via multiple distribution channels, including independent brokers, direct-to-consumer platforms, and managing general agents (MGAs). Founded in 1809, this Toronto, Canada-based company was previously known as ING Canada Inc. before adopting the name Intact Financial Corporation in 2009.
Key statistics
Avg. volume
2.40K
Market cap
CA$16.37B
P/E Ratio
13.90
Price-to-sales ratio
1.61
Enterprise value
CA$47.05B
Free cash flow yield
8.15%
Debt-to-equity ratio
0.23
Return on equity
15.73%
ROIC
5.41%
Beta
0.29
Dividend yield
2.29%
Last dividend
CA$1.30
Financial overview
Revenue
CA$26.07B
Earnings per share
CA$18.39
Free cash flow
CA$3.93B
Net profit margin
12.04%
Gross margin
42.25%
EBITDA
CA$5.33B
Revenue growth
4.36%
Similar securities
This is not an investment recommendation
How to buy Intact Financial from India
Indian residents can buy Intact Financial shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to CAD.
Search for Intact Financial and place an order
Find Intact Financial by name or by its ticker, IFC-PE, and choose an order type. Intact Financial trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Intact Financial position in CAD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Trading and taxes when buying Intact Financial from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Intact Financial’s current yield is 2.29%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Intact Financial stock?
Yes. Intact Financial (IFC-PE) has been listed on the Toronto Stock Exchange since 2017, in the Insurance - Property & Casualty industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to CAD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Intact Financial share cost in rupees?
One Intact Financial share is CA$22.75 — about ₹1,548 at a CAD/INR rate of 68.04 on 27 Sep 2026. Both the Intact Financial price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Intact Financial from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Intact Financial shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the CAD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Intact Financial price. Paasa issues a capital-gains statement for your return.
Does Intact Financial pay a dividend, and how is it taxed in India?
Yes. Intact Financial pays a dividend and the current yield is 2.29%; the last declared dividend was CA$1.30 per share, about ₹88.45. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Intact Financial from India?
The Toronto Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when Canada is on standard time. Orders can only execute during that window.
Do I have to declare Intact Financial shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Intact Financial holding, its cost and its closing value.
How do I sell Intact Financial and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in CAD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Intact Financial?
Yes. Intact Financial is priced in CAD, so your rupee outcome combines the CAD move with the CAD/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.