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7322JPXMarket openCloses 3:30pm JST

San ju San Financial Group,Inc.

¥2,262.00Last updated
+¥9.00 (0.40%)Past day
Timezone

San ju San Financial Group,Inc. (JPX: 7322) is trading at ¥2,262.00, about ₹1,381 at today's JPY/INR rate, as of 30 Sep 2026, 1:56 AM ET, up 0.40% today. Indian residents can buy San ju San Financial from India on Paasa under the RBI's Liberalised Remittance Scheme.

Quote

Open:¥2,255.00
Previous close:¥2,253.00
Volume:463.10K

Today's low

¥2,202.00

Today's high

¥2,288.00

52 week low

¥848.75

52 week high

¥2,329.00

7322 opened at ¥2,255.00, closed previously at ¥2,253.00, and has traded between ¥848.75 and ¥2,329.00 over the past 52 weeks.

About

San ju San Financial Group, Inc. delivers a broad spectrum of financial and banking solutions. The company's operations are structured across two primary divisions: Banking and Leasing. The Banking segment manages deposit accounts, offers investment products such as government bonds and investment trusts, provides lending services, executes domestic and foreign currency exchanges, distributes insurance policies, and handles corporate bond custody and registration. The Leasing division is dedicated to its core leasing activities. Additionally, the group extends its services to include credit card issuance and credit guarantee programs. This enterprise, founded in 1895, maintains its headquarters in Yokkaichi, Japan.

Country
JP
CEO
Gotaro Michihiro
Exchange listed on
JPX
Industry
Banks - Regional
Base currency
JPY
Full Time Employees
2,325
Sector
Financial Services
IPO date
02/04/2018

Key statistics

Avg. volume

414.48K

Market cap

¥235.39B

P/E Ratio

19.61

Price-to-sales ratio

2.95

Enterprise value

¥78.25B

Free cash flow yield

11.23%

Debt-to-equity ratio

1.22

Return on equity

5.34%

ROIC

0.27%

Beta

0.94

Dividend yield

1.86%

Last dividend

¥36.00

Financial overview

Revenue

¥76.78B

Earnings per share

¥118.61

Free cash flow

¥16.82B

Net profit margin

15.05%

Gross margin

83.57%

EBITDA

¥20.88B

Revenue growth

26.30%

Similar securities

This is not an investment recommendation

How to buy San ju San Financial from India

Indian residents can buy San ju San Financial shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.

  1. Open a Paasa account

    Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Add funds under LRS

    Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to JPY.

  3. Search for San ju San Financial and place an order

    Find San ju San Financial by name or by its ticker, 7322, and choose an order type. The Tokyo Stock Exchange typically trades in units of 100 shares. San ju San Financial trades 5:30 am – 12:00 pm IST; orders can only execute during that window.

  4. Track holdings and download tax reports

    Follow your San ju San Financial position in JPY and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.

Read the full guide: how to invest in San ju San Financial from India

Trading and taxes when buying San ju San Financial from India

Trading and limits

Trading hours
9:00 am – 3:30 pm JST
LRS limit
$250,000Per financial year, under the RBI's Liberalised Remittance Scheme.

Tax for Indian residents

TCS on remittance
20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
Capital gains in India
12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
Dividends
Slab rateDividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. San ju San Financial’s current yield is 1.86%.Dividend tax explained
Estate or inheritance tax
May applyJapan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.Estate tax explained

Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

FAQs

Can Indian residents buy San ju San Financial stock?

Yes. San ju San Financial (7322) has been listed on the Tokyo Stock Exchange since 2018, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to JPY. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

How much does one San ju San Financial share cost in rupees?

One San ju San Financial share is ¥2,262.00 — about ₹1,381 at a JPY/INR rate of 0.6103 on 29 Sep 2026. Both the San ju San Financial price and the rupee rate move during the day, so the rupee cost changes with them.

What are the LRS and TCS rules for buying San ju San Financial from India?

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

What is the minimum I can buy of San ju San Financial?

The Tokyo Stock Exchange typically trades in units of 100 shares.

How are gains on San ju San Financial shares taxed in India?

Japan generally does not levy capital gains tax on non-resident individual investors, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the JPY/INR rate on the purchase and the sale date, so the rupee move counts alongside the San ju San Financial price. Paasa issues a capital-gains statement for your return.

Does San ju San Financial pay a dividend, and how is it taxed in India?

Yes. San ju San Financial pays a dividend and the current yield is 1.86%; the last declared dividend was ¥36.00 per share, about ₹21.97. Dividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

When can I trade San ju San Financial from India?

The Tokyo Stock Exchange trades 5:30 am – 12:00 pm IST in Indian time. It also halts for lunch, 8:00 am – 9:00 am IST. Orders can only execute during that window.

Is there estate or inheritance tax on San ju San Financial shares held from India?

Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. It applies to your overall holdings in that jurisdiction rather than to any one position.

Do I have to declare San ju San Financial shares in my Indian tax return?

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your San ju San Financial holding, its cost and its closing value.

How do I sell San ju San Financial and bring the money back to India?

You sell during market hours (5:30 am – 12:00 pm IST) and the proceeds settle in JPY in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.