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XETRA · UCITS ETF

Invest in PJEU ETF from India

Indian and foreign residents can buy Invesco Euro Cash 3 Months UCITS ETF (PJEU) units directly through Paasa.

By Paasa · Updated

PJEU at a glance

Price
€109.63+€0.07 (0.07%)
Expense ratio
0.09%
Day range
€109.58 – €109.75
Assets
€216.8M
Domicile
Ireland
Holdings
—
Launched
2008
Dividends
—
1 month
+0.05%
6 months
+1.19%
YTD
+1.42%
1 year
+2.08%
5 years
+9.94%

Price change, excluding dividends.

Live chart and fund data

Top 10 holdings

  1. 1GERMAN 0% 13/01/273.3%
  2. 2GERMAN 0% 17/02/273.2%
  3. 3GERMAN 0% 14/10/263.0%
  4. 4GERMAN 0% 18/11/262.9%
  5. 5ITALY BUON 0% 14/12/262.8%
  6. 6GERMAN 0% 09/12/262.7%
  7. 7ITALY BUON 0% 14/01/272.5%
  8. 8ITALY BUON 0% 29/01/272.5%
  9. 9FRANCE 0% 24/03/272.5%
  10. 10GERMAN 0% 17/03/272.5%

These 10 are 27.9% of the fund.

Where the money is invested

Countries

  • France30.4%
  • Italy19.8%
  • Germany17.6%
  • Spain10.7%
  • Belgium8.3%
  • Other6.2%

How to invest in PJEU from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.

  3. Step 3

    Search PJEU and buy

    Find the fund by its ticker, PJEU, on XETRA, and place your order.

Why invest in PJEU from India

What PJEU holds

The Invesco Euro Cash 3 Months UCITS ETF Acc endeavors to match the overall return of the FTSE Eurozone Government Bill 0-6 Month Capped Index, after deducting management charges. This benchmark primarily comprises actively traded sovereign bills from Eurozone nations.

Outside US estate tax

PJEU is domiciled in Ireland, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Why PJEU's UCITS structure matters for Indian investors

PJEU is domiciled in Ireland, not the US, so it is not a US-situs asset and US estate tax does not apply to it.

On the US shares the fund holds, the 15% US dividend withholding is paid inside the fund, and you cannot claim it as a Foreign Tax Credit in India.

Capital gains are taxed in India the same way as on a US-listed ETF.

See UCITS options

Frequently asked questions

Can I buy PJEU from India?

Yes. Indian residents can buy Invesco Euro Cash 3 Months UCITS ETF (PJEU) through Paasa. It is listed on XETRA and trades in EUR. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.

What does PJEU invest in?

Its largest holdings are GERMAN 0% 13/01/27 (3.3%), GERMAN 0% 17/02/27 (3.2%) and GERMAN 0% 14/10/26 (3.0%). The fund is domiciled in Ireland.

What is the expense ratio of PJEU?

Invesco Euro Cash 3 Months UCITS ETF has an expense ratio of 0.09% a year, taken from the fund's assets rather than billed to you. The fund manages about €216.8M.

Is PJEU a UCITS ETF, and why does that matter for Indian investors?

Yes. Invesco Euro Cash 3 Months UCITS ETF is a UCITS fund domiciled in Ireland. Because it is domiciled outside the US, it is not a US-situs asset, so US estate tax does not apply to it. On the US shares the fund holds, the 15% US dividend withholding is paid inside the fund, and you cannot claim it as a Foreign Tax Credit in India.

What tax do I pay in India when I sell PJEU?

In India, gains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation, and gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

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