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XETRA · ETF

Invest in EL4W ETF from India

Indian and foreign residents can buy Deka Deutsche Boerse EUROGOV Germany Money Market UCITS ETF (EL4W) units directly through Paasa.

By Paasa · Updated

EL4W at a glance

Price
€69.18+€0.01 (0.01%)
Expense ratio
0.12%
Day range
€69.15 – €69.18
Assets
€469.5M
Domicile
Germany
Holdings
—
Launched
2009
Dividends
Distributing
1 month
+0.16%
6 months
-0.43%
YTD
-0.45%
1 year
-0.27%
5 years
-0.39%

Price change, excluding dividends.

Live chart and fund data

Top 7 holdings

  1. 1DEUTSCHLAND REP 0.25% 17-15/02/202727.8%
  2. 2BUNDESSCHATZANW 2% 24-10/12/202617.7%
  3. 3DEUTSCHLAND REP 0.5% 17-15/08/202716.6%
  4. 4BUNDESOBL-185 0% 22-16/04/202711.3%
  5. 5BUNDESSCHATZANW 2.2% 25-11/03/20279.7%
  6. 6BUNDESSCHATZANW 1.7% 25-10/06/20279.4%
  7. 7DEUTSCHLAND REP 6.5% 97-04/07/20277.5%

These 7 are 100.0% of the fund.

Where the money is invested

Countries

  • Germany83.0%
  • Other17.0%

How to invest in EL4W from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.

  3. Step 3

    Search EL4W and buy

    Find the fund by its ticker, EL4W, on XETRA, and place your order.

Why invest in EL4W from India

What EL4W holds

This retail investment fund, adhering to UCITS IV standards, seeks to track the returns of the Deutsche Brse EUROGOV Germany Money Market Index, focusing on debt instruments issued by the German government.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Frequently asked questions

Can I buy EL4W from India?

Yes. Indian residents can buy Deka Deutsche Boerse EUROGOV Germany Money Market UCITS ETF (EL4W) through Paasa. It is listed on XETRA and trades in EUR. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.

What does EL4W invest in?

Its largest holdings are DEUTSCHLAND REP 0.25% 17-15/02/2027 (27.8%), BUNDESSCHATZANW 2% 24-10/12/2026 (17.7%) and DEUTSCHLAND REP 0.5% 17-15/08/2027 (16.6%). It is a distributing fund domiciled in Germany.

What is the expense ratio of EL4W?

Deka Deutsche Boerse EUROGOV Germany Money Market UCITS ETF has an expense ratio of 0.12% a year, taken from the fund's assets rather than billed to you. The fund manages about €469.5M.

How are EL4W dividends taxed in India?

Deka Deutsche Boerse EUROGOV Germany Money Market UCITS ETF is a distributing fund. It pays the dividends from its holdings out to you in cash. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

What tax do I pay in India when I sell EL4W?

In India, gains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation, and gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

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