Xtrackers MSCI USA Banks UCITS ETF 1D
Xtrackers MSCI USA Banks UCITS ETF (LSE: XUFB) is an exchange-traded fund listed on the London Stock Exchange ETF segment, trading at £28.05 (about ₹3,563 a unit) as of 30 Sep 2026, 6:59 AM ET. It has an expense ratio of 0.12%. Indian residents can buy XUFB through Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
£28.05
Today's high
£28.28
52 week low
£23.75
52 week high
£33.83
XUFB opened at £28.26, closed previously at £28.19, and has traded between £23.75 and £33.83 over the past 52 weeks.
About
The MSCI USA Banks 20/35 Capped Index is designed to mirror the performance of a specific segment of the U.S. market. It comprises substantial and medium-sized U.S.-listed corporations exclusively within the banking sector, as defined by the Global Industry Classification Standard (GICS) framework. This universe collectively represents approximately 85% of the free-float market capitalization. Constituents are weighted based on their free-float adjusted market capitalization, though strict caps are enforced: the largest group entity is restricted to a maximum of 35% of the index's total weight, and other individual entities are capped at 20%. A 10% buffer is incorporated into these limits during each scheduled quarterly rebalancing. Beyond these quarterly reviews, an unscheduled rebalancing will occur at the close of any trading day if the 35% or 20% weight limits (excluding the buffer) are exceeded. For comprehensive details regarding the index's selection and weighting methodology, please refer to the MSCI website.
Key statistics
Expense ratio
0.12%
Assets (AUM)
£24.5M
Holdings
—
NAV
£2,885.69
Avg. volume
—
1-year price change
+8.76%
5-year price change
+47.01%
Price change excludes dividends.
Top 10 holdings
These 10 are 94.4% of the fund.
Where the money is invested
Countries
How to buy XUFB from India
Indian residents can buy XUFB units through Paasa in three steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the units are held in your own name with Interactive Brokers.
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to GBP when you buy.
Search XUFB and buy
Find the fund by its ticker, XUFB, on the London Stock Exchange ETF segment, and place your order.
Read the full guide: how to invest in XUFB from India
Trading and taxes when buying XUFB from India
Trading and limits
- Trading hours
- 8:00 am – 4:30 pm UK
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation. Gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateIt pays the dividends from its holdings out to you in cash, and dividends are taxed at your slab rate in India.Dividend tax explained
Custody. Units are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
What is the XUFB price today?
Xtrackers MSCI USA Banks UCITS ETF (XUFB) last traded at £28.05 on the London Stock Exchange ETF segment, as of 30 Sep 2026, 6:59 AM ET. That is ₹3,563 a unit at the 29 Sep 2026 GBP/INR rate.
When does XUFB trade, in Indian time?
The London Stock Exchange ETF segment trades 12:30 pm – 9:00 pm IST. The window shifts to 1:30 pm – 10:00 pm IST when the UK is on standard time. Orders can only execute during that window.
How big is XUFB, and what does it cost to hold?
Xtrackers MSCI USA Banks UCITS ETF manages about £24.5M. Its expense ratio is 0.12% a year, deducted inside the fund. It launched in 2018.
Is XUFB a UCITS ETF?
Yes. Xtrackers MSCI USA Banks UCITS ETF is a UCITS fund domiciled in Ireland, set up under the European Union's UCITS rules for funds sold across Europe. It is listed on the London Stock Exchange ETF segment and trades in GBP.
What are XUFB's largest holdings?
The top three are JPMORGAN CHASE + CO (31.9%), BANK OF AMERICA CORP (17.0%) and WELLS FARGO + CO (13.6%). XUFB's 10 largest positions make up 94.4% of the fund.
Is XUFB subject to US estate tax?
No. Because XUFB is domiciled in Ireland rather than the US, it is not a US-situs asset, so US estate tax does not apply to it. US-listed ETFs held directly can be taxed at up to 40% above $60,000 when they pass to your family.
Is XUFB accumulating or distributing?
Distributing. It pays dividends out to you in cash, taxed at your slab rate in India.
How are US dividends taxed inside XUFB?
The US withholds 15% on dividends from the US shares the fund holds, and that tax is paid inside the fund. You cannot claim it as a Foreign Tax Credit in India.
How are gains on XUFB taxed in India?
Units held for more than 24 months are long-term and taxed at 12.5% without indexation; units held for 24 months or less are taxed at your income-tax slab rate. The gain is worked out in rupees, so the currency move counts.
How has XUFB performed?
XUFB's price is up 8.8% over the past year and up 47.0% over five years. These figures are price change only and exclude dividends; past performance does not guarantee future returns.
How is XUFB different from a US-listed ETF?
XUFB is domiciled in Ireland rather than the US. That keeps it outside US estate tax, and dividend withholding on its US shares is 15%, paid inside the fund, instead of the 25% withheld on a US-listed ETF. The 25% can generally be claimed as a credit in India; the 15% cannot. Capital gains on both are taxed the same way in India.