State Street Consumer Discretionary Select Sector SPDR Premium Income ETF
State Street Consumer Discretionary Select Sector SPDR Premium ETF (AMEX: XLYI) is an exchange-traded fund listed on NYSE Arca, trading at $21.47 (about ₹2,063 a unit) as of 28 Sep 2026, 3:50 PM ET. It has an expense ratio of 0.35% and holds 4 securities. Indian residents can buy XLYI through Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$21.47
Today's high
$21.59
52 week low
$21.38
52 week high
$25.92
XLYI opened at $21.51, closed previously at $21.71, and has traded between $21.38 and $25.92 over the past 52 weeks.
About
Managed by SSGA Funds Management, Inc., the Select Sector SPDR Trust - State Street Consumer Discretionary Select Sector SPDR Premium Income ETF is a U.S.-domiciled exchange-traded fund, established on July 29, 2025. This ETF allocates capital to publicly traded U.S. companies operating within the consumer discretionary sector. Its investment strategy is multi-pronged, encompassing direct stock holdings, allocations to other funds, and the strategic deployment of derivatives. Specifically, it constructs its portfolio by utilizing options designed to track the performance of The Consumer Discretionary Select Sector SPDR Fund. The fund targets large-capitalization firms, seeking exposure to both growth and value-oriented equities.
Key statistics
Expense ratio
0.35%
Assets (AUM)
$31.5M
Holdings
4
NAV
$21.70
Avg. volume
—
1-year price change
-16.65%
5-year price change
—
Price change excludes dividends.
Top 5 holdings
XLYI holds 4 securities in total. These 5 are 100.0% of the fund.
Where the money is invested
Countries
How to buy XLYI from India
Indian residents can buy XLYI units through Paasa in three steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the units are held in your own name with Interactive Brokers.
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.
Search XLYI and buy
Find the fund by its ticker, XLYI, on NYSE Arca, and place your order. Fractional units are available and there is no minimum trade size, so you can buy by amount.
Read the full guide: how to invest in XLYI from India
Trading and taxes when buying XLYI from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation. Gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateIt pays the dividends from its holdings out to you in cash, and dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Units are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
What is the XLYI price today?
State Street Consumer Discretionary Select Sector SPDR Premium ETF (XLYI) last traded at $21.47 on NYSE Arca, as of 28 Sep 2026, 3:50 PM ET. That is ₹2,063 a unit at the 28 Sep 2026 USD/INR rate.
When does XLYI trade, in Indian time?
NYSE Arca trades 7:00 pm – 1:30 am IST, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
How big is XLYI, and what does it cost to hold?
State Street Consumer Discretionary Select Sector SPDR Premium ETF manages about $31.5M. Its expense ratio is 0.35% a year, deducted inside the fund. It launched in 2025.
What are XLYI's largest holdings?
The top three are STATE STREET CONSUMER DISCRETI (100.3%), SSI US GOV MONEY MARKET CLASS (0.3%) and STATE STREET CONSUMER DISCRETI OCT26 118 CALL. XLYI's 5 largest positions make up 100.0% of the fund.
Does XLYI pay dividends?
Yes. XLYI is a distributing fund and pays the dividends from its holdings out in cash. In India they are taxed at your slab rate. The US withholds 25% tax on dividends before they reach you; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit when you file in India.
How are gains on XLYI taxed in India?
Units held for more than 24 months are long-term and taxed at 12.5% without indexation; units held for 24 months or less are taxed at your income-tax slab rate. The gain is worked out in rupees, so the currency move counts.
Can I buy fractional units of XLYI?
Yes. You can buy XLYI by amount rather than by whole unit, and there is no minimum trade size.
How has XLYI performed?
XLYI's price is down 16.6% over the past year. These figures are price change only and exclude dividends; past performance does not guarantee future returns.