Paasa Safe Growth

Paasa Safe Growth

Low risk

Preservation

Index funds

A 50/50 equity-to-bond split reduces overall portfolio volatility. Perfect for those who want to preserve capital.

Equities are anchored by a 40% allocation to the S&P 500 (CSPX), tapping into America’s largest companies. A 10% slice in a World ETF (SWDA) brings global diversification, covering developed markets worldwide.



The remaining 50% is dedicated to accumulating bond ETFs, ensuring a solid foundation of stability. With 30% in a US Aggregate Bond ETF (IUAA) for broad market coverage, 5% in short-term U.S. Treasuries (IBTA) for safety, and 10% in corporate bonds (LQDA) for added yield, this fixed-income allocation hedges risk without sacrificing return potential.

A 50/50 equity-to-bond split reduces overall portfolio volatility. Perfect for those who want to preserve capital.

Equities are anchored by a 40% allocation to the S&P 500 (CSPX), tapping into America’s largest companies. A 10% slice in a World ETF (SWDA) brings global diversification, covering developed markets worldwide.



The remaining 50% is dedicated to accumulating bond ETFs, ensuring a solid foundation of stability. With 30% in a US Aggregate Bond ETF (IUAA) for broad market coverage, 5% in short-term U.S. Treasuries (IBTA) for safety, and 10% in corporate bonds (LQDA) for added yield, this fixed-income allocation hedges risk without sacrificing return potential.

Top sector

Technology

Holdings

Portfolio expense ratio

0.06%

Paasa fee

0.90%

1Y return

1Y return

13.19%

13.19%

5Y annualized

5Y annualized

7.00%

7.00%

Volatility

2.13%

Volatility

2.13%

Max. drawdown

19.46%

Max. drawdown

19.46%

Performance data is accurate as of Jan 1st, 2025. The performance figures presented are gross of fees, excluding any transactional fees from brokerage services, advisory or platform fees associated with Paasa.

Paasa Safe Growth

Paasa Safe Growth

Paasa Safe Growth

S&P 500

S&P 500

S&P 500

Funds

Top holdings

Sectors

Regions

Ratios

50% equity

50% bonds

iShares Core S&P 500 UCITS ETF

CSPX • U.S stocks ETF

40%

iShares US Aggregate Bond UCITS ETF

IUAA • U.S corporate bond ETF

30%

iShares Core MSCI World UCITS ETF USD

SWDA • Global markets ETF

10%

iShares USD Corp Bond UCITS ETF

LQDE • U.S total bond market ETF

10%

iShares USD Treasury Bond 1-3yr UCITS ETF

IBTA • U.S. treasury bond ETF

10%

ETFs by iShares

This portfolio is comprised of ETFs managed by iShares. They've been a leader in the ETF marketplace for more than two decades, and as a part of BlackRock, their products are engineered by investment professionals with discipline and deep risk management expertise.

Irish domiciled ETFs

At Paasa we help you invest ETFs registered in Ireland. These ETFs are not subject to US estate taxes (40% of total net worth).


This simplifies estate planning for your heirs while providing same market access to US stocks and indices.

Funds

Top holdings

Sectors

Regions

Ratios

50% equity

50% bonds

iShares Core S&P 500 UCITS ETF

CSPX • U.S stocks ETF

40%

iShares US Aggregate Bond UCITS…

IUAA • U.S corporate bond ETF

30%

iShares Core MSCI World UCITS E…

SWDA • Global markets ETF

10%

iShares USD Corp Bond UCITS ETF

LQDE • U.S total bond market ETF

10%

iShares USD Treasury Bond 1-3yr…

IBTA • U.S. treasury bond ETF

10%

ETFs by iShares

This portfolio is comprised of ETFs managed by iShares. They've been a leader in the ETF marketplace for more than two decades, and as a part of BlackRock, their products are engineered by investment professionals with discipline and deep risk management expertise.

Irish domiciled ETFs

At Paasa we help you invest ETFs registered in Ireland. These ETFs are not subject to US estate taxes (40% of total net worth).


This simplifies estate planning for your heirs while providing same market access to US stocks and indices.

Funds

Top holdings

Sectors

Regions

Ratios

50% equity

50% bonds

iShares Core S&P 500 UCITS ETF

CSPX • U.S stocks ETF

40%

iShares US Aggregate Bond UCITS ETF

IUAA • U.S corporate bond ETF

30%

iShares Core MSCI World UCITS ETF…

SWDA • Global markets ETF

10%

iShares USD Corp Bond UCITS ETF

LQDE • U.S total bond market ETF

10%

iShares USD Treasury Bond 1-3yr UCI…

IBTA • U.S. treasury bond ETF

10%

ETFs by iShares

This portfolio is comprised of ETFs managed by iShares. They've been a leader in the ETF marketplace for more than two decades, and as a

part of BlackRock, their products are engineered by investment professionals with discipline and deep risk management expertise.

Irish domiciled ETFs

At Paasa we help you invest ETFs registered in Ireland. These ETFs are not subject to US estate taxes (40% of total net worth).


This simplifies estate planning for your heirs while providing same market access to US stocks and indices.

Paasa is a financial technology company, not a bank or brokerage or financial advisor. All banking and
brokerage services are provided by our licensed partners. Advisory services lent by Navin Kumar
Choudhary, a SEBI Registered Investment Advisor INA0000A4922. RIA address: Unit 1101, Wing 1,
Greens Scociety, Aditya Birla Hospital Marg, Thergoan, Pune - 411033

360 S Baywood Ave.

San Jose, CA 95128, USA


© 2025 Paasa, Inc. All rights reserved.

Paasa is a financial technology company, not a bank or brokerage or financial advisor.

All banking and brokerage services are provided by our licensed partners. Advisory services lent by Navin Kumar Choudhary, a SEBI Registered Investment Advisor INA0000A4922. RIA address: Unit 1101, Wing 1, Greens Scociety, Aditya Birla Hospital Marg, Thergoan, Pune - 411033

360 S Baywood Ave.

San Jose, CA 95128, USA


© 2025 Paasa, Inc. All rights reserved.

Paasa is a financial technology company, not a bank or brokerage or financial advisor. All banking and
brokerage services are provided by our licensed partners. Advisory services lent by Navin Kumar
Choudhary, a SEBI Registered Investment Advisor INA0000A4922. RIA address: Unit 1101, Wing 1,
Greens Scociety, Aditya Birla Hospital Marg, Thergoan, Pune - 411033

360 S Baywood Ave.

San Jose, CA 95128, USA


© 2025 Paasa, Inc. All rights reserved.