This portfolio invests equally in 10 leading Fintech driving the transformation of global financial services.

1. Digital Payments & Card Networks:

   Visa, Mastercard and Paypal are positioned to benefit from the global shift from cash to digital transactions and the growth of e-commerce.
   
   

2. Peer-to-Peer Payments & Merchant Services:

   Block Inc. provides innovative payment solutions for small businesses and mobile commerce.
   
   

3. Cryptocurrency & Blockchain Exposure:

   Coinbase Global offers direct exposure to cryptocurrency markets, riding the wave of increasing adoption of digital assets.
   
   

4. Alternative Banking & Lending:

   SoFi Technologies and Affirm Holdings provide services such as digital banking, student loans, and “Buy Now, Pay Later” (BNPL) solutions.
   
   

5. Emerging Market Financial Inclusion:

   Nu Holdings leverages mobile technology to expand financial access in underbanked regions like Latin America.
   
   

6. Retail Investing Disruption:

   Robinhood Markets appeals to the next generation of traders by democratizing investing through commission-free trading.
   
   

7. Payment Infrastructure:

   Fiserv Inc. provides critical financial services infrastructure, enabling seamless transactions for businesses worldwide.

This portfolio is ideal for growth oriented investors with a long time horizon who seek exposure to the ongoing digital transformation of finance. While offering high growth potential, it carries risks of volatility and regulatory uncertainty.