Hong Leong Finance Limited
Hong Leong Finance Limited (SES: S41) is trading at S$2.46, about ₹185 at today's SGD/INR rate, as of 25 Sep 2026, 5:07 AM ET. Indian residents can buy Hong Leong Finance from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
S$2.46
Today's high
S$2.46
52 week low
S$2.46
52 week high
S$2.80
S41 opened at S$2.46, closed previously at S$2.46, and has traded between S$2.46 and S$2.80 over the past 52 weeks.
About
Hong Leong Finance Limited operates as a financial services company for consumer, and small and medium-sized enterprises (SMEs) markets in Singapore. The company offers a range of deposits and savings, which includes fixed deposit and saving accounts, saving accounts, and premium saver accounts, as well as silver 40 plus and golden 55 plus accounts; and business current accounts, fixed deposit and saving accounts, fixed saving accounts, and premium saver accounts. It also provides personal loans, including car and home loans, private property loan, mortgage equity, credit plus share loan, premium, and share financing, as well as HLF digital and safe deposit box personal services. In addition, the company offers corporate finance services, including corporate finance advisory services, such as capital restructuring, project and investment evaluation, financial advisory, mergers and acquisitions, independent financial advisory; and equity capital market and fund-raising services comprising initial public offering, secondary and dual listings, reverse takeovers and rights issues and private placements. Further, it provides SME loans, which includes equipment and commercial vehicle; vehicle and charger green loans; new clinic and clinic expansion loan, medical, dental equipment, dental property loan, and working capital loan for medical practitioners; commercial property plus and property development loan; working capital loans, accounts receivable financing, BizCap, revolving working capital, suppliers’ invoice financing, and letters of credit; government assistance schemes, SME working capital, and trade loans. Additionally, the company offers corporate finance advisory services, and deposits and business current account, as well as eGuarantee services. The company was formerly known as Singapore Finance Limited. Hong Leong Finance Limited was incorporated in 1961 and is based in Singapore.
Key statistics
Avg. volume
58.39K
Market cap
S$1.11B
P/E Ratio
11.29
Price-to-sales ratio
2.80
Enterprise value
S$203.99M
Free cash flow yield
9.98%
Debt-to-equity ratio
0.00
Return on equity
3.09%
ROIC
3.08%
Beta
0.09
Dividend yield
3.66%
Last dividend
S$0.09
Financial overview
Revenue
S$459.57M
Earnings per share
S$0.14
Free cash flow
S$194.34M
Net profit margin
16.58%
Gross margin
49.36%
EBITDA
S$84.80M
Revenue growth
-23.60%
Similar securities
This is not an investment recommendation
How to buy Hong Leong Finance from India
Indian residents can buy Hong Leong Finance shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to SGD.
Search for Hong Leong Finance and place an order
Find Hong Leong Finance by name or by its ticker, S41, and choose an order type. Hong Leong Finance trades 6:30 am – 2:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Hong Leong Finance position in SGD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Hong Leong Finance from India
Trading and taxes when buying Hong Leong Finance from India
Trading and limits
- Trading hours
- 9:00 am – 5:00 pm SGT
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Singapore levies 0% withholding tax on dividends from resident companies. Hong Leong Finance’s current yield is 3.66%.Dividend tax explained
- Transaction tax
- Singapore levies no stamp duty or transaction tax on listed equities.
- Estate or inheritance tax
- May applySingapore imposes no estate or inheritance tax on listed securities.Estate tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Hong Leong Finance stock?
Yes. Hong Leong Finance (S41) has been listed on the Singapore Exchange since 2000, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to SGD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Hong Leong Finance share cost in rupees?
One Hong Leong Finance share is S$2.46 — about ₹185 at an SGD/INR rate of 75.02 on 24 Sep 2026. Both the Hong Leong Finance price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Hong Leong Finance from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Hong Leong Finance shares taxed in India?
Singapore does not levy capital gains tax on the sale of shares, ETFs or REITs, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the SGD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Hong Leong Finance price. Paasa issues a capital-gains statement for your return.
Does Hong Leong Finance pay a dividend, and how is it taxed in India?
Yes. Hong Leong Finance pays a dividend and the current yield is 3.66%; the last declared dividend was S$0.09 per share, about ₹6.75. Dividends are taxed at your slab rate in India. Singapore levies 0% withholding tax on dividends from resident companies. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Hong Leong Finance from India?
The Singapore Exchange trades 6:30 am – 2:30 pm IST in Indian time. Orders can only execute during that window.
Is there estate or inheritance tax on Hong Leong Finance shares held from India?
Singapore imposes no estate or inheritance tax on listed securities.
Are there transaction taxes when buying Hong Leong Finance?
Singapore levies no stamp duty or transaction tax on listed equities.
Do I have to declare Hong Leong Finance shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Hong Leong Finance holding, its cost and its closing value.
How do I sell Hong Leong Finance and bring the money back to India?
You sell during market hours (6:30 am – 2:30 pm IST) and the proceeds settle in SGD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.