First Community Bankshares, Inc.
First Community Bankshares, Inc. (NASDAQ: FCBC) is trading at $47.62, about ₹4,572 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 0.40% today. Indian residents can buy First Community Bankshares from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$46.96
Today's high
$47.90
52 week low
$31.21
52 week high
$50.17
FCBC opened at $47.40, closed previously at $47.43, and has traded between $31.21 and $50.17 over the past 52 weeks.
About
First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.
Key statistics
Avg. volume
92.50K
Market cap
$898.43M
P/E Ratio
14.97
Price-to-sales ratio
6.47
Enterprise value
$309.44M
Free cash flow yield
4.64%
Debt-to-equity ratio
0.01
Return on equity
11.44%
ROIC
-1.26%
Beta
0.47
Dividend yield
4.75%
Last dividend
$2.26
Financial overview
Revenue
$185.42M
Earnings per share
$2.66
Free cash flow
$60.00M
Net profit margin
42.71%
Gross margin
86.97%
EBITDA
$68.78M
Revenue growth
5.42%
Similar securities
This is not an investment recommendation
How to buy First Community Bankshares from India
Indian residents can buy First Community Bankshares shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for First Community Bankshares and place an order
Find First Community Bankshares by name or by its ticker, FCBC, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. First Community Bankshares trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your First Community Bankshares position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in First Community Bankshares from India
Trading and taxes when buying First Community Bankshares from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. First Community Bankshares’ current yield is 4.75%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy First Community Bankshares stock?
Yes. First Community Bankshares (FCBC) has been listed on NASDAQ since 1994, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one First Community Bankshares share cost in rupees?
One First Community Bankshares share is $47.62 — about ₹4,572 at a USD/INR rate of 96.02 on 24 Sep 2026. Both the First Community Bankshares price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying First Community Bankshares from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of First Community Bankshares?
Yes. One First Community Bankshares share is $47.62, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in First Community Bankshares.
How are gains on First Community Bankshares shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the First Community Bankshares price. Paasa issues a capital-gains statement for your return.
Does First Community Bankshares pay a dividend, and how is it taxed in India?
Yes. First Community Bankshares pays a dividend and the current yield is 4.75%; the last declared dividend was $2.26 per share, about ₹217.01. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade First Community Bankshares from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on First Community Bankshares shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare First Community Bankshares shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your First Community Bankshares holding, its cost and its closing value.
How do I sell First Community Bankshares and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.